Occupation: Account manager
Industry: Digital marketing
Age: 27
Location: London
Salary: £37,000 + bonus
Paycheque amount: £2,325
Number of housemates: One lovely boyfriend
Pronouns: She/her
Monthly Expenses
Housing costs: £856 rent. We value living in a good environment (spacious, modern) as it helps us push ourselves professionally. Also, we decided to spend more on rent to live closer to work and avoid public transport.
Loan payments: None.
Pension? I have a workplace pension. I contribute 5% of my salary and my employer contributes 3%.
Savings? About £5k for emergencies and £20k in an S&S ISA. My savings goal is to hit £500 per month and top it up with my bonus payments.
Utilities: £11.50 broadband, approx £160 per month for council tax, gas, electric and water.
All other monthly payments: £10 SIM only phone contract. Subscriptions: £4 Netflix (split with my brother), £7 Spotify, £1.59 Google storage.
Did you participate in any form of higher education? If yes, how did you pay for it?
I was lucky enough to be able to go to university without taking a student loan. My parents paid for my education and living costs, though I did work part-time to make some money for non-essential expenses.
Growing up, what kind of conversations did you have about money?
